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Date Added: 6/9/2009
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Reviewer: windychris
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298 users graded this
Community Grade
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Do you know about this biz-opp? Add a comment and earn 50 credits!
Biz-Opp Description
Project Payday is a money making program created by Monika St. John. The program advertises that 13 out of 14 test students have made between $200 and $2,500 in 30 days. The exact method of generating profits are not mentioned on the sales page so today I’m going to review this program and reveal what it’s all about.
Detailed Overview
Let’s get right into it and talk about how Project Payday works. The program is based on trial offers and incentivized freebie websites. The whole idea behind Project Payday is that people are willing to pay you anywhere from $10-$40 to try out various offers.
To access the member section, you need to complete a sponsor offer or pay the $34.95. As soon as you sign up, you can go to a forum and find people who are buying referral opportunities. After you agree on a price with a buyer, the trade manager keeps track of it and you are sent their referral link. When you complete enough offers, you are then sent the payment.
There are other various offers that are available. Some of the offers are trial offers in which you pay a small shipping fee and enroll in an autobill program. To earn a profit, you will have to make sure you keep track of these trial offers and cancel before you get charged. This is very important or else you’ll be billed for the product and break even (or even lose money) on your referral payment.
Another way to earn with Project Payday is to work with the incentivized free websites. An example of these kinds of websites is the free iPhone offers that you see all over the Internet. When you refer enough people and they complete the required offers, the company will actually send you the advertised product. The referral buyers are paying people to join these sites through their referral links and get them to complete the required offers in order to win the advertised product.
Later on, you can take the role of buying referrals. Once you get enough referrals for these incentivized sites, they usually send you expensive electronics. The logic is that it may require 10 people to complete offers to get a LCD TV. If you pay $20 for each person to complete the offer, it will cost you $200. While you are out $200, you can sell the LCD TV for $500 once you receive it from the company. This leaves you with $300 net profit.
There are mixed opinions about this whole process. I’ll talk about the negative aspects at the end of the article. But in general, you can say that this whole method is kind of a loophole with the companies on the losing end. Many incentivized sites have done their numbers and figured out that not all the people who have been referred complete all the required offers (but complete some). So overall, these companies make profits from the users despite the fact that they give away the advertised product for affiliates who have referred enough users that completed the required offers.
Reputation
So what’s the bottom line on Project Payday? It’s very much possible to make money with this program. It doesn’t require skill because all you have to do is sign up for trial offers. But there are many problems with this method. You will be hit with hundreds of spam emails every day and get numerous promotional phone calls from companies you signed up with.
Also, to really make this method work, you will have to record everything to remember all the free trials you signed up for so you cancel before being billed. The biggest problem you’ll face is that some companies that offer these trials ignore customer service, are slow in cancelling your membership, have questionable terms and conditions, and sometimes continue charging you even after you cancel. In my opinion, your time can be better spent at building a legitimate business.
The amount you earn doesn’t justify all the time and energy you invest into this program and many users agree that it’s not worth the effort. However, many users have made hundreds of dollars with the method and it has become very popular since there is no skill required.
Domain "Whois"
The Whois information for a website lists the owner and their contact information. The Whois information for "Project Payday" is public which is generally a good thing. This indicates the owner of this site has nothing to hide.
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137 of 138 users found this review helpful
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Was not worth my efforts
I was a member of Project Payday and the sales letter looked so great and made it appear easy. I had trouble finding offers that were actually free. I was not going to take the chance of not being paid after I charged my credit card with a trial offer, so I left. Now, it appears this site is more honest and not taking Canadians. I am from Canada and I had a hard time with offers. Maybe that was why. Nothing is "free" on the site for Canada.
I hope others get better luck out of this one.
There was an article online, MSN Sympatico, about how Project Payday is a scam.
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0 of 0 users found this comment helpful
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Too stressful
I found this a very stressful way to make some good money. Your money from your credit card is directly involved in this website in which you sign up for free trial offers using a credit card.
You have to be very aware with keeping notes so you are able to know when to cancel your free trial. You should also know that sometimes you're charged a fee, it depends on what product you plan to buy. I also found it very annoying, putting in so much effort and trying to keep pace with all the offers. Sometimes you are not even paid for the other offers and also you will have a hard time canceling an order which can lead to actually losing money instead of earning.
Some people make lots of money with this, but honestly I don’t need the daily stress.
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0 of 0 users found this comment helpful
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by kazanova1989 on July 18, 2010 at 6:21 PM CST
Immortality !!! Take it !!! It's yours !!!
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Read between the lines and through the invisible ones
Project PayDay may be a newer website, but it's certainly not a new method of earning money online! Project Payday gives incentives for "trying" new products. Such as free movie trials and make up kits that cost little money, yet can turn out costly. What they don't tell you before you sign up is that it does require a credit card. This has always been one of my pet peeves, especially when you don't earn the money back quite as easy as they make it sound. Just like any site like Project Payday don't quit your day job for it-you won't make nearly as much as the website's commissions.
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0 of 0 users found this comment helpful
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by Mercedes on July 16, 2010 at 10:16 PM CST
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The Cash Generator
Project Payday is one of best earn money online programs. I have been earning with project payday for last 4 months but within this short time my income is increasing gradually and last month I crossed the limit of $1000 a week. Honestly, I am now addicted to it.
Project payday is such a program that even a new user who doesn't even know what online earning is can easily carry it out successfully. Because project payday provides you every information and videos about 'how to get started?'. You just have to follow their instruction to earn money.
You don't have lose a single dime to become a member of Project Payday. Just sign up and then complete a trial offer and make a way toward money.
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0 of 0 users found this comment helpful
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With a little effort
I think that it was a pretty good way of getting in on free and paid offers. I was able to earn a buck and also purchase items that I really needed. And best of all, it worked in no time. All I did was use a little effort on my part.
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0 of 0 users found this comment helpful
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by tancelet on July 11, 2010 at 10:15 AM CST
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Great site!
Lucky me! for finding a great opportunity like Project Payday. It is a legitimate company that pays out commissions on time, regularly and provides anyone who joins this website with detailed training articles and video tutorials on how to make money online exploring different areas of income streams including freebie websites, selling products on Ebay etc. Project payday mentoring program is awesome. I have been benefited from the personal mentoring which was very useful for me to get started on my online money earning experience. I was able to make $200 immediately after I joined Project Payday. It is a great site worth trying for anyone who is interested in making online money with very little or no initial investment, I recommend this site to everyone.
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0 of 0 users found this comment helpful
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by happy198 on June 30, 2010 at 7:38 AM CST
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Need extra money? Spending money? Try Project Payday!
I started using Project Payday over a year ago. After a while I got busy with school and work and ended up stepping a way for awhile. I recently decided to go back and when I did I was able to do my first trade with Kelly Martin (the first fifty). The trade was to do 100 credits for $50. I must admit that I was annoyed about the 100 credits, but I knew that there were other sites that actually only required 1 so I wasn't that bent out of shape. I've actually made close to $200 in a day before just by going green for two people trading to go green for $80 each! I like trying things out during trials and if I have the extra money to join book clubs and other clubs, it's a win win! This is not a get rich deal. It's putting extra money in my pocket - and in this recent case - savings for my first car!
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0 of 0 users found this comment helpful
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by meks on June 23, 2010 at 1:20 PM CST
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Project Payday - Worse than clipping coupons
I signed up for Project Payday on May 19,2010 and took the membership option of a trial offer instead of paying the $34.95 membership fee. My trial was with Quality Paperback Books and in my case I will pay about the same as the $34.95 fee except I'll have 6 books of my choice to read.
I followed the Fast First Fifty with Kelly Martin directions. I had to make 100 credits of trial offers on gaming. FreeFactor.com using Kelly's link to get the $50. I did not find it easy to get the 100 credits and spent much more time on this project than the sales letter indicated would be needed.
I finally got it all done on June 10,2010. Kelly Martin sent a very prompt payment of $50 to my PayPal account as soon as I reached 100 credits, and I give her high marks for completing her part of the bargain.
My overall recommendation: If you love to clip coupons, have joined a coupon-clipping club, can use a spreadsheet to keep track of your coupons, and don't care to make much money, give Project Payday a try. Otherwise, move along. There's nothing to see here.
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0 of 0 users found this comment helpful
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by ecodoc on June 19, 2010 at 10:04 PM CST
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Not As Advertised
The manual you get is very well written; you don't have to rely on the lame videos that substitutes for decent writing these days. Reading it led me to be very positive about the prospects for this system.
But my actual experience was something else. There are very few free offers available. Almost all require some expense, and the book store offers are deceptive due to the huge shipping charges involved. Other problems have already been noted by reviewers.
I think this system is a lot like MLM in that those who succeed are those who start roping in newbies to the system. So if you're good at selling junk to unsuspecting prospects, this might be a good system for you.
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0 of 0 users found this comment helpful
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Project Payday
This site tends to advertise in very sketchy ways. Well maybe it isn't the site that advertises in sketchy ways. Maybe it's the users who are trying to push it a bit more. Either way, I found an ad on Craigslist that sounded like it was going to be a legitimate hourly summer job and NOT an online business helper.
When I signed up, I was asked to complete a sponsor offer. All of them cost money, despite the fact that the site claimed you could get started at no cost. I don't have money and I recognize that it's not really okay to just say "well I won't do it because I don't have money and therefore it's bad. " Still, the site doesn't tell me how many more offers I'll have to complete or how much it will cost after I do this initial offer. I have no clue how much I'll be paying later and I'd like that to be more clear from the onset since I am a college student who needs to be careful with money.
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0 of 0 users found this comment helpful
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by zoeosity on May 28, 2010 at 11:05 AM CST
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Project Payday, A lot of work for a Bunch of monetary commitments
Hi, I tried Project Payday last year, they hooked me with the $50 promise that they say you will make right away.
So I followed all the instructions to get my $50 and they brought me to an offer page where I had to fill out a bunch of offers to get enough credits to get my fifty bucks.
I began filling out the easy offers, like try a book club for one dollar, or apply for a visa card. However as I continued filling out the offers I realized things like how many times I was listing my credit card or bank card number on these sites and all the commitments I was making, was it really worth the $50?
I thought about all the offers I would have to cancel in a few days and what would happen to my bank account if I forgot to cancel these promotions. Considering my bad memory, I just stopped right there and canceled the whole thing. I figured I would just look for a REAL business opportunity which I now have found.
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2 of 2 users found this comment helpful
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Not Worth The Hassle
Project Payday was something I heard about around 2 years ago, but I thought it was a scam so I decided not to try it. This year was my first year in college and at one point I really needed some money so I decided to try it. Overall, project payday really does work because I ended up making about $180 from it. But after that I realized it wasn’t worth the hassle. Basically you’re getting paid to “go green” for people by signing up for offers online. In order to do most of these offers you need money to pay for things which isn’t good because in general most people are broke & joined the site to make money. I also realized that a lot of the offers are repeated & you can’t do offers more than once. You also have to keep very organized records or you could be faced with huge charges later on from products you’ve tried or services you’ve signed up for. I kept a list of everything I did on that site including the dates I signed up for things so I knew when to call & cancel them. If you’re looking for a way to make a few extra bucks I’d say look somewhere else. This one could do more harm in the long run if you’re not careful.
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1 of 1 users found this comment helpful
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It has continued to pay my bills
I see a lot of negative feedback here but I think it's just people that just look for free get rich schemes and want to make money in their first couple of hours and if they don't see any money they just quit and that makes the company a scam, which is no way to test a company. In my personal experience I have placed the time to work with this system and to be honest it's been a blessing for me, I have a morning job as a waiter and at night I work with project payday. I began in January and have been consistently receiving checks for over $700 a week which is not a lot but it has helped me come back from my late payments and being close to losing my home. To me project payday is the best home job that I can ever ask for, so take the time to test it out. I think it is a great opportunity for anyone that is struggling and wants to get out of debt. It's been a blessing for me.
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0 of 0 users found this comment helpful
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Good information sites are not scams
It is an informational web site and with the information they give you and with help of others that are doing it you can make money at it. The only online work-at-home opportunity I found to be effective with minimal start-up cost. But, it is not a get rich scheme. With the information they give you and with help of others that are doing it, you can make money at it. Here you'll find that there is some way to make money with other programs in addition to offering.
It suggests ways to make money online in the comfort of your home. What you get out of it is up to you. You have to have time and patience. It's really rather easy if you follow their tutorials.
I did not make much money in here but giving you information on how to offers and how to get referrals from it. I would recommend it to anyone if you have time on your hands.
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0 of 0 users found this comment helpful
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by davidking on April 24, 2010 at 3:44 PM CST
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Scam @ Rip off
Hello to all, I am like you and was looking for a chance to make money online, signed up and have not been paid anything. I have tried to send emails that keep coming back and they email me saying I have made money but they have not put it into my account. BIG SCAM along with David Michale.
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1 of 1 users found this comment helpful
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by wilbond on April 22, 2010 at 12:02 PM CST
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Works, but you have to be organized, takes a lot of time
I've been trying to make money in it for quite a while now and have been unsuccessful. I've tried other ways to make money online including filling out surveys, this method takes a long time and the amount of money you make is very low. While looking for other solutions I came upon project payday and decided to give it a try. I was disappointed by the fact that you must complete an offer or pay $35 just to get started. I don't want to invest $35 so I completed the offer. What you do with this program is basically complete offers ( mostly trials) to get money. You have to make sure you cancel the trials or your credit card will be charged. Because of that I would not recommend this product if you are not organized. Even though this product does require a lot of work, you still make money and free. I like to see higher-paying offers in the future. Again, if you're not organized Project Payday is not for you, you will be charged for all the trials that you forget to cancel which in the end marks a negative profit. They have a referral system but it's not the best that I've seen, it could be better. I have made some money from this website, but I will not be using it a lot since I'm not a very organized person.
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2 of 2 users found this comment helpful
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by go123 on April 21, 2010 at 1:48 PM CST
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Easy Money
This was the easiest $50 I've made online. Much easier than mystery shopping or spending 40 minutes on a survey to make one lousy dollar. I'm just starting out, but I've had good luck so far. The only catch is to read the offers terms thoroughly and keep track of when to cancel the trial. I recommend Project PayDay to anyone who needs some extra cash, but it does require some work and organizational skills. Get excited and don't give up if you encounter any struggle at all.
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1 of 1 users found this comment helpful
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by KevinH on April 18, 2010 at 8:50 PM CST
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Project Payday
Project Payday was not what I expected nor what most true "work from home" applicants want to do. In light of the economy of the working people, to risk putting more money out than you would be taking in defeats the purpose of "working from home" income. My personal opinion of the site was that it would not make money for me but more work in trying to keep up with all the free trials so that I could cancel them in a timely, not costly manner but still be able to keep the trials long enough to get paid the incentive.
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1 of 1 users found this comment helpful
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by dwbabyus on April 7, 2010 at 8:29 PM CST
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Basically.. you pay into information and offers you can find for free
Based on my experience you basically have to shell out some money or do some "free offers"(which is what I chose to do). And later I got charged up the kazoo from them. Then when you finally get into their site you start to realize that a lot of the offers that they allow you to do aren't free. At the point of which I figured out that 99% of the "free offers" weren't free at all, I had left the site. The reason that the site gets such glowing reviews is because the commission rate that you get for promoting it is well above the norm. I like to think of it as a legal pyramid scheme and it is something I HIGHLY recommend you avoid unless you want to be out a LOT of money. I also spent a lot more time then I should have on there for VERY little profit. Don't waste your time even if you're a good referrer, otherwise you'll become morally and financially bankrupt.
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2 of 2 users found this comment helpful
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Not the Best System
The methods in Project Payday work, but only if you are really organized about all the trial offers and if you get lucky with offers crediting. Otherwise, you're not going to get far. The one thing I disliked most about Project Payday was that you aren't paying for anything unique or original from the company itself. The actual sales page never tells you exactly WHAT you will be doing. It doesn't even hint at IFW sites. Once you pay your way in, you get a short guide on the basic system and then you're directed to FREE IFW trading forums. These forums have FREE guides that tell you what you paid Project Payday $35 for. It's very misleading.
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2 of 2 users found this comment helpful
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Making Money on the Internet
I have searched for sometime for a way of making a little extra money on the internet. Most of the internet businesses on the web require a significant amount of money to start. However Project Payday was not that way, as a matter of fact I was allowed to complete an offer to get started with no money down. I have tried Project Payday and started making money immediately. I love Project Payday thank you for helping me make some extra money.
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2 of 2 users found this comment helpful
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Call me the 5th Monkey, cause I'm a Believer
I signed up at PPD on the 26th of March, 2010. I read over several pages of information regarding the program, I will say there seems to be a lot of data to cover to get familiar with the program, but it seems that one can always go back and re read all this stuff in detail later. To make a long story short, after a few days, I did receive 50 for approximately 3 hours of online "work" if you want to call it that.
Gatorman 1Apr2010
Overall opinion of PPD to this point ... SO FAR SO GOOD
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2 of 2 users found this comment helpful
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by Gatorman on April 1, 2010 at 2:32 PM CST
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Keep an open mind
I signed up for this using the free trialpay, so unlike other "systems" out there I lost nothing out the door. I then started to read everything on their website; the training, the fast-fifty, and different methods. I'm a newbie to this kind of stuff, so their ideas gave me pause at first. But I started to understand that this is how other websites make their money; ie. PandaResearch, mypoints, etc. So why not cash in on the obviously lucrative system. I will eventually set up my own system using this knowledge. First day, I completed the fast offer, and it took 4 days but I finally went green and got my fifty dollars. Second offer for $25 was almost instant. I've since made another $500 and it's been about a week and a half. YES, you do need to keep track of what offers expire when, give out some information, and sometimes use a credit card. Some offers are completely free, while total I maybe spent $27 in the past 1.5 weeks. Not bad. My credit card company called me because of all the activity they saw for online stuff (3 charges total), because they were concerned. So if you have a reputable credit card you shouldn't have to worry about fraud, because they are watching for it. In my case I told them it was ok, and they let me know if I needed any help in the future to call. Overall, not too risky, plus I get to actually try some stuff I've wanted to and I can write some reviews for it, and possibly make some money from it on the side. I can't wait to make some more money with these guys! I recommend with a B.
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4 of 4 users found this comment helpful
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Just not for me
In order to make good money with this website you have to be able to sign up for free trial offers using a credit card. You have to be able to keep good notes so you know when to cancel your free trial. Also, take note that sometimes you still have to be charged a fee depending on what product or service you plan on purchasing. I just get so frustrated putting in so much time and trying to keep track of all the offers. Also, sometimes you can have a hard time canceling an order and sometimes you are not paid for other offers. If your not careful you could end up losing more money than gaining if you are not careful. Some people make a decent living off of this, but too me it's just way too much stress.
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3 of 3 users found this comment helpful
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Better off collecting pop cans
I tried project payday as a foolish internet novice and quickly realized my blunder when I tried "first fast fifty". I was linked to another site and learned I'd have to subscribe using my credit card to many "free" products advertised on the net (often you have to pay S&H-which can add up quick). At least I didn't act right then and had the diligence to find IM report card and read of others' experiences-I agree that the aggravation and time needed to fulfill Project payday's requirements isn't worth the amount you would receive. You'd be better off collecting empty soda cans on the street-get some exercise or something! Not a good place for beginners.
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2 of 2 users found this comment helpful
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by Forkbeard on March 11, 2010 at 10:24 AM CST
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If You Got The Time!
I've been with Project Payday for a few days now and actually earned $50 but, my first concern right off the bat was, "how in the world am I going to keep track of ALL these offers I sign up for!" The testimonial videos don't really tell you much about the program either, just folks talking about the money they've made nothing more. I'm already having second thoughts about this "project" only because of the methodology and the time required just to make any "decent" money.
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2 of 2 users found this comment helpful
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High Risk Business
The simplicity and the earning potential of ppd got my attention considering I was looking for something I could do part-time and make immediate income. The only thing at the time was that it didn't disclose exactly what I would be doing to make $44-$159 anytime I had 1-2hrs to spare each day. I gave it a try and completed the free trial offer for netflix to void the 34.95 signup fee. I later canceled my trial membership to not incur further charges on my credit card. I was able to make about 60 dollars in 3 days but really got frustrated when I had a hard time canceling some of the trial offers. I don't like the fact that you have to use your credit card every time to complete a trial offer and then you also have to remember to cancel before the trial period is up. I suggest you don't take the risk, because it will cause much frustration.
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2 of 2 users found this comment helpful
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by qfarley on February 24, 2010 at 8:39 PM CST
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Project Payday
I signed up with project payday with high hopes, those hopes were flattened as soon as I started the fast fifty startup project! In order to get the fifty dollars I had to earn 100 points by signing up for offers which you had to pay to get, so really I would have ended up losing. I did not complete these offers because I knew I would be actually making money for my referral member and not myself. It made me angry, I guess I should have known. I looked at the other projects and they are all useless for yourself but great for someone else! My recommendation is do not sign up for project payday!
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2 of 3 users found this comment helpful
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by leahmess on February 23, 2010 at 8:47 PM CST
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It works, but you MUST be organized
After a very long time of debating whether or not to really jump into PPD, I finally made the plunge. I'm currently building my home based business with another company not listed here, and figured this would be a great way to make sure I have my monthly fee and money for advertising. I paid up using a sponsor offer, one that myself and my fiancee were already looking into, so it was a win win situation for me. I became overwhelmed with all of the training, so I decided to just skip over it and look for a mentor who'd already been in the business for a long time. This was the best thing I could have done because now I have someone to turn to if I don't understand something.
Like any other business, this isn't for just anyone. With Project Pay Day, you DO need to be VERY organized and keep track of every little thing you do on the site, but I made $20 my first try. I kept in contact with my buyer and she paid me immediately on green thru paypal.
If you get involved with this and DO NOT do exactly what is outlined for you, you're failing yourself. You need to read all the fine print and make sure you note which sites you've signed up with, what offers you're competing and when, and notes on canceling if that's what you wish to do.
Anyone who knows anything about business knows that it takes money to make money. If you're worried about identity theft, there are very inexpensive programs out there to protect you, otherwise you simply shouldn't be buying things online.
Overall, I would recommend this program, but only to those who understand that it takes money to make money, and that it takes work.
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2 of 3 users found this comment helpful
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by ashleigh on February 23, 2010 at 11:12 AM CST
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Things They Should Tell You
I signed up for PPD about 2 years ago. I joined the freebie sites so I could do offers with other traders. This was great. But what PPD should offer is a way to keep track of the offers, tell you the risks involved. It's not enough to just tell people to do the offers for others and then get paid, they should provide you ways of ensuring your financial safety and your identity. I think it's a good site for providing beginner information but they should definitely warn people if they are not good at keeping track of their offers, reading Terms of Service on the offer site, and not making sure they know how to contact the offer site if they want to cancel, they will be in for a world of hurt. I know firsthand.
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2 of 3 users found this comment helpful
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Did I Just Lose Money?
I actually did sign up for Project Payday because the promotion at the time was "Make $50 or We'll give you $100". I thought that was a pretty good deal until I got started. There is no information about the program before you sign up so you have to pay first then find out what the program is all about. So that is what I did. That was a big mistake and I never did earn that money back.
After I paid the money and got access to the site and began reading what the program was about I was very overwhelmed. Then I began to wonder how much time and effort I would put in to making that first $50. I started filling out the offers like it said I had to do. I began to get tons of emails and numerous phone calls from the companies I had signed up with. I also began to see charges showing up on my debit card which I had used for these so called free offers. My advice to you is make sure you read the "terms and conditions" any time you fill out an offer. I also saw charges on my telephone bill. I did not even know they could do that. I was able to call and get these charges reversed but I am sure there are some charges that I was unable to catch. If you add that money to the money I paid for the program information that is more money that I lost.
I never did earn that $50 because I never filled out enough offers to get paid. The time I had to spend recording every single offer I was filling out and the terms for each did not justify the amount of money that I was supposed would earn. The final outcome was that I lost money with Project Payday.
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1 of 3 users found this comment helpful
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Project Payday is not worth the time or money
Project Payday promises income for the average joe. The system they provide is to complete 'free' offers for other members. After completing 100 points of offers that member will pay you 50 dollars via pay pal. The problem is that to complete these offers, you need to buy products that will total more than 50 dollars. In my effort to complete the 100 points of offers I joined a book club that claimed to only cost 99 cents. When I actually went through the process, the cost was indeed 99 cents but the shipping cost was 14.99. Examples of other 'offers' are credit card applications for 50 points and blockbuster memberships for 15 points.
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1 of 3 users found this comment helpful
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by wef55 on February 21, 2010 at 4:55 PM CST
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Project I Wish I'd Known Better
I joined Project Payday because they advertised it as a way to make money without spending a whole lot of time or money. What a joke. I joined by filling out a trial offer on something I was actually interested in, good thing because it will end up costing me. If your not interested in trying or buying something, and spending money you don't have, then don't do this. One downside is you have to give out your credit card info to each offer. Not only does that set you up for the possibility of identity theft, it can also ruin your credit if you sign up for a credit card offer. If you do this, definately don't try any credit card offers. Some people will make money by referring others to the site and get paid per lead, instead of hassling with filling out trial offers you just have to cancel. The question is why would you want to send others to a site to fill out trial offers, when you don't want to do it yourself. I personally am not interested in making money on promoting something I don't like myself. Afterall isn't in all our best interest to try to get rid of bad business opportunities and not to promote them. I think I'll keep my integrity instead and promote good sites. In a nutshell, Project Payday isn't worth the amount of time, money, aggravation, potential for identity theft, potential for credit damage, and loss of integrity, in order to make a few cents.
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2 of 3 users found this comment helpful
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by bt3 on February 18, 2010 at 8:12 PM CST
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What did I get myself into?
Project Payday takes a lot of time, research and organization. You make money by signing up for trial offers, free credit reports, etc. Sometimes you end up spending more than you make.
When you sign up for a trial of a credit report for example, they also sign you up for trials of other things such as identity theft protection and a travel club, all with different trial times. So you have 3 things to remember to cancel or you will get charged for them.
I think one of the worst things with this is when you call to cancel a trial and nobody answers the number you were given for customer support so your credit card gets charged full price for the item.
And sometimes if you don't read the fine print, you can get mislead. I ordered a bottle of something that said just pay $4.95 S&H. When I got the order, my cc had been charged $165! Well, in the fine print, it says that you have to order 4 bottles @ $40 each in order to get the free trial bottle.
I had too many bad experiences with Project Payday. I would say "Stay Clear of this one!"
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3 of 4 users found this comment helpful
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Pretty Lame is About Right
I just posted a long-ish review in the PPD forum thread. If you want learn about my experience with this program, I suggest you read that.
In a nutshell, PPD is like a lot of "work at home" programs that claim to be easy fast money but aren't. PPD requires tons of time and busy work, extremely detailed record keeping and tracking, and worst of all, use of your own credit card over and over again, potentially putting you at risk in countless ways (can you say "Identity theft?") and possibly putting you in dutch with your CC provider. When they see dozens and dozens of "dings" on your CC, it may set off fraud alerts. And well it should, because IMHO, many of the offers and the companies that offer them are pretty dodgy on their face.
As I said in my forum post elsewhere, I do believe it's possible to make money with PPD. But is is worth the time, hassles, risks and other downsides? For me, the answer was a resounding "NO!"
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2 of 3 users found this comment helpful
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by karl_s on February 4, 2010 at 12:17 PM CST
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Disappointed
I have seen some positive testimonials about Project Payday so I gave it a try. This Project can be confusing to beginners, though it's not difficult at all to complete trial offers to make money but there is a pitfall: if you don't cancel your trials your credit card will be charged each month (always read the fine print). That happened to me twice and fortunately I got the money back, but it was very annoying process to go through with the phone calls. At one point I got enough of this work and left.
This is pretty insecure way to make money online because it's easy to get lost with the offers and get charged. They also spammed to my mailbox every day until I blocked the messages.
They claim you can make money in few hours but it took me days to earn few bucks, at least enough to cover the starting fee.
I found some of the instructions too complicated and overall, it's too much hassle to make money with this opportunity. Even PTC sites could be a better and safer option.
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2 of 3 users found this comment helpful
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Buying referral opportunities? Not a good idea
Project Payday is a cool site that uses the idea of buying referrals. But this type will NOT benefit in the long run.
For me, I paid $34.95 to become a member and started spending 10 dollars for each referral, and I bought around 15 referrals. A problem during offer completion was the fact that ONLY ONE offer out of 5 actually approved. I had troubles during the process, and I think it's not because of my own computer's cookie problems.
Finally, if it actually is my internet's problem, it's just not worth your time at all. You have to spend hours and hours in front of the computer like I did to buy referrals and complete offers. To actually earn an LCD TV by yourself, you'll need at least 48 hours in front of the computer, and remember, you're spending most of the money as well.
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1 of 2 users found this comment helpful
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Very non secure method of earning money
I was directed to Project Payday through a blog that I was reading about tips on how to make money. On the blog, they claimed that the program was totally free, which I later discovered was a huge lie. I signed up and watched all of the instructional videos that went along with the sign up. After watching the last video, I was then told to sign up for a trial offer, which was nowhere near being free. When I was done with that, I was directed to some links to different forums. These were the sites that were going to help you earn 'the big money'.
It all started going in a downward spiral from then on. The offers that you had to 'go green' on were not free either. I only did one of the offers and it took an entire day for it to go green. I got $20 for doing it, but I payed $10 to get it. You have to cancel all of the offers you sign up for, because they'll eventually bill you every month for registering for their services. The reason I feel that this isn't the best way to make money is because you could end up actually losing money if the offer you've done doesn't go green. Stay away from this program, you stand the risk of losing a lot of money.
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1 of 2 users found this comment helpful
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Good Source For Extra Cash
I joined project payday by actually paying the $34.95 fee. Most of the information they tell you and present to you can be found on the internet. However, I personally found it very convenient that they organized it all for you in steps and in a manner that is very helpful and straightforward.
I was able to make about $300+ in about 4 days. Since I was a "newbie" it was very easy to complete offers. There were a lot out there and a lot of people that have been in this longer looking to help you. I found it very convenient to try and find experienced people and just completed a lot of offers for them. This way I was assured payment because of their status, and I didn't have to deal with newer people possibly trying to scam you.
Overall, Project Payday is not bad at all. Just note that this is for extra cash. I find it to be very difficult to make a living off this or make consistent cash. Once I got what I wanted I just stopped. In order to be successful in this you have to be very organized. If you're not you will get re billed for trials you have signed up for and end up paying more than what you make. Something that helped me was to get an excel sheet and write in all of my transactions and when I had to cancel by to avoid getting charged.
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2 of 3 users found this comment helpful
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by MoMoney23 on January 30, 2010 at 12:14 PM CST
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Not Free! Only for a trial period and not worth all the time you put
This website says you can join for free. Well, it is free as long as you sign up for trialpay which means you have to sign up with another company for a trial and you need a credit card to do so. Plus, after you fill out the first page with your name and email you find out on the next page that you will need to sign up with two other companies.
Those websites you sign up with may not be free at all. Also, I found it to be a waste of time. It does take a lot of time to read and sign up for all. I don't think they should say it is free because it is not at all!
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1 of 2 users found this comment helpful
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by sahm on January 29, 2010 at 11:09 PM CST
Lisa K Leber
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Cant take it too far
I tried project payday by signing up and by completing a free trial offer. They give a first training where you can make $50. But you need to spend some money, I was really new to this thing and ended up spending 35$ and it took me almost a day to complete all offers, make reminders for cancellation. Its not that you do not make money, but you have to be really careful or else you lose a lot of money. And soon the offers start to fall short. You find that you have completed almost every offer, so you can't take it too far either.
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1 of 2 users found this comment helpful
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by kisna72 on January 29, 2010 at 3:11 PM CST
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Expensive, Confusing, Time Consuming
Project Payday is a very confusing site to use especially for beginners. They are now charging a one time fee too just get started to use their website. I would not use this website because I feel that it is a waste of time. I did not make much money since it was very confusing for beginners. You must watch out what you are doing with this website and also be very organized. This is where the large amounts of time come in. Once you complete offers, you must keep track of them and remember to cancel if you complete the offer or they will charge your card. It is not a very easy site and I don't recommend it unless you have a lot of time and patience.
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2 of 3 users found this comment helpful
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This is very time consuming
I tried Project Payday because I thought it was free but when I signed up they had me do a trial offer. As time went on I did more and more offers. It is true that you can make pretty good money on this program doing the freebie trading thing but after a while it just kinda stops and unless you are willing to offer all of your time and effort to the program you might as well not even try to do this. It is time consuming and you must keep accurate records, as if you don't you could end up losing a lot of money.
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2 of 3 users found this comment helpful
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Be Careful With This
I joined Project Payday awhile ago because it is free to join but it is not free to join. The site requires you to sign up for trials before you can be a member.
Of coursed, I tried out the offers and I did made some money with this. However, after some time my outlook changed. The offers that I tried out kept on calling me on my phone and spamming on my email address and it was annoying. Also it got more and more difficult to make money and it was too time consuming for me. I ended up canceling it but I had problems with it and it was a hassle.
In conclusion, I give Project Payday an C. I don't know if I would recommend this or not. If you want to join I insist you to be careful with this program.
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3 of 4 users found this comment helpful
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Project Payday
I joined this site a while ago. I did make some money completing offers. I did find it difficult to get others to complete offers for me due to my "newbie" status.
You also have to be mindful of the offers you do, as many sites have the same offers. If you sign up for the same offer on more than one site, it is considered cheating and you will probably not be credited or you can be removed from the site.
I don't recommend this site program unless you have plenty of time to read the fine print in the offers. You also need to be a good record keeper to keep track of dates, so you don't get charged the monthly fees that sometimes kick in after the free trial period.
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4 of 4 users found this comment helpful
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by karlag on January 19, 2010 at 9:09 AM CST
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I guess it could work
I downloaded the free information that I received after signing up for a 14 day trial membership with Netflix, which was immediately charged to my account before I could even leave the site. I read through the information and looked at some of the sites that the information lead me to use. The sites all made me register for other services. They then led me to sign up for another service to get access to that information. The whole idea is that people will pay you to fill out surveys or check out sites so they can get free stuff. It all seems like a lot of work for a possible check. Sidebar: It was interesting that some of the sites had entries that said that they were scammers. I think that this is more the norm than the exception.
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1 of 1 users found this comment helpful
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I made $50 in 4 days
I have to admit that this site is very complicated for a beginner. Luckily I am not a beginner and I learn very fast. I did not have to pay the $34 sign up fee for this site, I kept ignoring the emails until finally I received one where they offered it for free, so you could try and go that route to get in. It is all about completing trial offers to earn the money. You can either keep the product after the trial and be charged or cancel. In my case I joined the site to MAKE money not SPEND money. There is more than one method to making money here though. Once you get past the stage where you have to complete trial offers, then you can move on to the second stage and still make money and not have to complete the trials anymore. One MAJOR factor to consider is: Are you organized enough to cancel those trials before the date? If not, look out cause your credit card will be charged that hefty "monthly" sum that they always charge after a trial ends. I was delighted that I was able to do it and earn that first 50 bucks, but I spent about 10 bucks to get it. So it was a $40 profit, not bad I don't think. And I really needed that extra 40 bucks. You could also refer people to the site and they pay you a small sum for that, but I never seem to have the time to advertise the opportunity as much as I would like. If you are good at advertising, or have your own website, this can work for you. All in all it really is a legitimate way to make money, but you MUST be careful! I would recommend as safe to use.
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1 of 1 users found this comment helpful
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First Week With Project Payday
I’ve been working with Project Payday for less than a week and have already seen tangible results. I’m a performing artist looking for an extra income stream while I build up my performance business. I did not want to return to waiting tables or taking a receptionist job paying $10/hour on a set schedule—I require the flexibility to schedule last minute gigs or to attend out-of-state auditions. And I want the potential for nice sums of money.
I came across Project Payday initially on Craigslist and thought—why not, give it a shot. Yes, there has been a bit of a learning curve—which I am still in! I had to set up a PayPal account and connect it to my checking account. I had to set up a yahoo email account, and it still takes a bit of time for me to review the offers—are they totally free, small trial period cost, etc. I then had to figure out a system for reminding myself when I should re-evaluate these offers, keep or cancel them.
Although the ultimate jury is still out, within the last week I completed the Fast First Fifty training and was paid the next day. So, there are actual, tangible results, and I am willing to continue working the program for the foreseeable future…
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1 of 1 users found this comment helpful
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Project paypal or project mayday
They preach you can make $20 in a day for free. Please don't do it to yourself! I have been a member of project payday for a month now and trust me, if you want some cash, you will have to give some up. Of course you will make money with this program as they ARE legit, but please don't hang your socks with this program. If you want to give out your credit card info to whoever and pay $5 for something and earn $10, go ahead. All I'm saying is this, if you want to make some quick, easy, and free cash, this might not be the program for you. I recommend looking up this program so you can see the ins and outs of this program before you get ready to earn money. Just remember this, YOU CAN"T BECOME RICH WITH PROJECT PAYDAY! You will not make enough money here that will make you quit your job, but if you want to try, go ahead.
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1 of 1 users found this comment helpful
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Good income source
I have been a member of project Payday for five months, and I seen my lifestyle improve as the extra income came pouring in. In the first month alone, I made in excess of $2000, and since then my income has only gone higher. I have shown project payday to my family, and their income has also improved mightily. Project Payday is well worth the $34 it costs to sign up, and you can easily make it back within the first hour of utilizing their methods.
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1 of 1 users found this comment helpful
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